Good news folks! I always wondered why I could get the security code (or CID as its called) from my Mastercard and Visa users but never could do it with American Express. Well, as it turns out, it was because of the processor. As most of you are already aware, Yahoo Stores use the FDMS (First Data Merchant Services) compatible platform. Up until now, they were not supporting the capture and authorization of those codes but that has changed.

American Express CID Codes

Merchants now have the option to process CID codes for shoppers paying with American Express. First Data Merchant Services (FDMS) recently added support for American Express CID (Card Identification) codes and we have updated Checkout Manager to allow for displaying this field and passing the value through FDMS to American Express.

Merchants who would like to use the CID code when accepting American Express will need to contact American Express directly to enable processing of the code and then publish your order settings. If your orders show a response code of “P” (Not Processed) then American Express has not enabled CID support for your merchant account yet. Please consult the Yahoo Risk Tools help for more information about this feature.

With the way American Express takes up for their customers, this is a very good thing. Maybe now, American Express will not be so fast to just hand over funds to the purchaser if you are presented with a chargeback.